Visitors Secure Plan Details

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Plan Administrator
Tokio Marine HCC

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Plan Validity
Coverage from 5 days to 1 year

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Deductibles
$0, $50, $100 per period of coverage

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Maximum Coverage
$50,000,$75,000,$100,000 and $130,000

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Acute onset
Yes

Who is eligible?

This plan is available for those traveling outside of the United States and for non-U.S. residents whose travels include the United States. All applicants must be at least 14 days old.

Acute onset of pre-existing condition - only available to members under age 70

PLAN A

$50,000 lifetime maximum for eligible expenses

PLAN B
$75,000 lifetime maximum for eligible expenses

PLAN C
$100,000 lifetime maximum for eligible expenses

PLAN D
$100,000 lifetime maximum for eligible expenses

Common carrier accidental death & dismemberment

$25,000 lifetime maximum principal sum per member Not subject to deductible Death or loss of two limbs - principal sum Loss of one limb - one-half the principal sum

Return of Mortal Remains or Cremation / Burial

Repatriation of remains $25,000 per member

  • Local burial & cremation $5,000 per member

Plan Benefits of Visitors Secure Insurance

Plan A Plan B Plan C Plan D
Deductible Options
Ages 14 days - 69 years $0, $50, or $100
Ages 70 - 79 $100 or $200 N/A
Ages 80 and above $100 or $200 N/A
Overall policy maximum
Ages 14 days - 69 years $50,000 $75,000 $100,000 $130,000
Ages 70-79 $50,000 $75,000 N/A N/A
Ages 80 and above $10,000 N/A N/A N/A
Inpatient Treatment
Hospital room and board, including miscellaneous $1,450 per day, maximum 30 days $1,725 per day, maximum 30 days $2,000 per day, maximum 30 days $2,585 per day, maximum 30 days
Intensive care unit, including miscellaneous $2,200 per day, maximum 8 days $2,600 per day, maximum 8 days $3,000 per day, maximum 8 days $3,800 per day, maximum 8 days
Surgery $3,600 per session $4,800 per session $6,000 per session $7,800 per session
Consultant physician $450 maximum $475 maximum $500 maximum $650 maximum
Private duty nurse $550 maximum $550 maximum $550 maximum $700 maximum
Physician visits $60 maximum per visit, 30 visits maximum $75 maximum per visit, 30 visits maximum $90 maximum per visit, 30 visits maximum $115 maximum per visit, 30 visits maximum
Outpatient Treatment
Surgery $3,300 per session $4,400 per session $5,500 per session $7,150 per session
Outpatient surgical facility $1,100 maximum $1,150 maximum $1,200 maximum $1,500 maximum
Pre-admission testing $1,100 maximum $1,100 maximum $1,100 maximum $1,400 maximum
Diagnostic x-ray and labs $500 maximum, plus $400 for one CAT Scan, MRI or PET $550 maximum, plus $450 for one CAT Scan, MRI or PET $600 maximum, plus $500 for one CAT Scan, MRI or PET $750 maximum, plus $650 for one CAT Scan, MRI or PET
Emergency room (all expenses incurred therein) $375 maximum $485 maximum $600 maximum $785 maximum
Observation room services $355 maximum $465 maximum $575 maximum $750 maximum
Outpatient prescription drugs $150 maximum $200 maximum $250 maximum $300 maximum
Miscellaneous Inpatient & Outpatient Treatment
Anesthesiologist $825 $1,110 $1,375 $1,775
Assistant surgeon $825 $1,110 $1,375 $1,775
Local ambulance $500 maximum
Dental accident $550 maximum
Physical therapy $40 maximum per visit, 1 visit per day, maximum 12 visits
Durable medical equipment $1,100 maximum $1,200 maximum $1,300 maximum $1,700 maximum
Other Benefits (not subject to deductible or overall policy maximum)
Emergency medical evacuation $50,000 lifetime maximum, except as provided under acute onset of pre-existing condition (not subject to deductible or coinsurance). Available only to members under age 70.
Repatriation of remains $7,500 per member
Common carrier accidental death & dismemberment $25,000 lifetime maximum principal sum per member Not subject to deductible Death or loss of two limbs - principal sum Loss of one limb - one-half the principal sum