Visitors Care Insurance Details

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Plan Administrator
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Plan Validity
5 days to 364 days.

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Deductibles
$0, $50, $100 per period of coverage

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Maximum Coverage
$25,000 to $100,000

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Acute onset
No

Who is eligible?

if you are 14 days to 95 years of age
Non-U.S. Citizens visiting the U.S. Parents and relatives visiting the U.S.

Common Carrier Accidental Death

This benefit pays up to $25,000

Accidental Death & Dismemberment

$25,000 principal sum. Not subject to deductible.

Heart Care Plus Rider

In the event an insured person experiences a Stroke or Myocardial Infarction (Heart Attack) while the certificate is in force, and the condition is deemed to be pre-existing, the plan will cover those expenses associated with said condition up to a maximum of $5,000 per period of coverage for ages 0 - 69 and up to $2,500 per period of coverage for ages 70+.

Age Benefit Amount
0-69 Up to $5,000
70+ Up to $2,500

Return of Mortal Remains or Cremation / Burial

If a covered illness/injury results in death, expenses for repatriation of bodily remains or ashes to the home country will be covered, up to a maximum of $7,500; or up to $5,000 for the preparation, local burial, or cremation of your mortal remains at the place of death.

Medical Benefits

Medical Benefits Plan A - $25,000 maximum benefit per life of plan Plan B - $50,000 maximum 
benefit per life of plan
Plan C - $100,000 maximum benefit per life of plan
Inpatient Treatment
Hospital room & board Up to US$825 per day, 30 day maximum per period of coverage Up to US$1,400 per day, 30 day maximum per period of coverage Up to US$1,950 per day, 30 day maximum per period of coverage
Intensive Care Up to an additional $400 per day, 8 day maximum per period of coverage Up to an additional $660 per day, 8 day maximum per period of coverage Up to an additional $850 per day, 8 day maximum per period of coverage
Surgical Treatment Up to $2,000 per surgical session Up to $3,300 per surgical session Up to $5,500 per surgical session
Consult physician Up to $350 per period of coverage Up to $450 per period of coverage Up to $500 per period of coverage
Pre-admission tests Up to $750 per period of coverage Up to $1,100 per period of coverage Up to $1,100 per period of coverage
Private duty nurse Up to $400 per period of coverage Up to $550 per period of coverage Up to $550 per period of coverage
Physician visits Up to $40 per visit, 30 visits per period of coverage Up to $55 per visit, 30 visits per period of coverage Up to $85 per visit, 30 visits per period of coverage
Outpatient Treatment
Surgical treatment Up to $2,000 per surgical session Up to $3,300 per surgical session Up to $5,500 per surgical session
Surgical facility fee Up to $750 per surgical session Up to $900 per surgical session Up to $1,000 per surgical session
Diagnostic x-ray & lab Up to $650 per period of coverage, ($325 per procedure) Up to $800 per period of coverage, ($325 per procedure) Up to $950 per period of coverage, ($325 per procedure)
Hospital emergency room Up to $200 per visit Up to 75% of URC to $330 per visit Up to 75% of URC to $550 per visit
Prescription drugs Up to $150 per period of coverage Up to $250 per period of coverage Up to $250 per period of coverage
Physician visits Up to $50 per visit, 10 visits per period of coverage Up to $55 per visit, 10 visits per period of coverage Up to $85 per visit, 10 visits per period of coverage
Miscellaneous Inpatient & Outpatient Services
Anesthetist Up to $450 per surgical session Up to $825 per surgical session Up to $1,375 per surgical session
Assistant surgeon Up to $450 per surgical session Up to $825 per surgical session Up to $1,375 per surgical session
Other Coverages
Local ambulance Up to $250 per period of coverage Up to $450 per period of coverage Up to $450 per period of coverage
Dental for accident to sound natural teeth Up to $350 per period of coverage Up to $550 per period of coverage Up to $550 per period of coverage
Physical therapy Up to $25 per visit per day, 12 visits per period of coverage Up to $40 per visit per day, 12 visits per period of coverage Up to $40 per visit per day, 12 visits per period of coverage
Extended care facility Up to $150 per day, 15 day maximum per period of coverage Up to $200 per day, 15 day maximum per period of coverage Up to $250 per day, 15 day maximum per period of coverage