Safe Travels USA Comprehensive plan details
Who is eligible?
Safe Travels USA Comprehensive plan provides accident and sickness medical coverage with Acute Onset of Medical Conditions to Non-US citizens who reside outside the USA and are traveling outside of their Home Country while visiting the United States or to the United States and Worldwide. Covered en-route to USA; while in the USA; and in countries while on the way to the USA or the way home as well as countries on the itinerary. Coverage can initially be purchased for a minimum of five (5) days up to a maximum of 365 days. If a minimum of 5 days is purchased, the coverage may be renewed, at the rates in force at the time of renewal, for up to 24 consecutive months.
This plan is not available to US Citizens or green card holders in the USA.
In Network-100% Out of Network- 80%-$5,000
Acute Onset of a Pre-existing Condition
For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Period of Coverage except for any coverage related to cardiac disease or conditions, which will be limited to $25,000 up to and including age 69 and $15,000 for ages 70 and above. Upon attaining ages 70-79 Acute Onset benefits will be reduced to a Maximum of $35,000, upon attaining age 80 Acute Onset benefits will be reduced to a Maximum of $15,000 with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Provides coverage for an Acute Onset of a Pre-Existing Condition. Any repeat/reoccurrence within the same policy period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage. A Pre-Existing Condition which is a chronic or congenital condition or that gradually becomes worse over time and/or known, scheduled, required, or expected medical care, drugs or treatments existing or necessary prior to the Effective Date are not considered to be an Acute Onset. This benefit covers only ONE (1) Acute Onset episode of a Pre-Existing condition. Sudden and Acute Onset of a Pre- Existing Condition Coverage expires upon medical advice that the condition and Onset is no longer acute or you are discharged from a medical facility.
Accidental Death & Dismemberment
Policy cancellation and refund
100% refund for policies cancelled prior to the effective date; partial refund for policies cancelled after the effective date. All cancellations must be submitted in writing and are based on the date received.
|Emergency Medical & Hospitalization||$50,000, $100,000, $250,000, $500,000 or $1,000,000|
|Acute Onset of a Pre-Existing Condition||Included|
|Hospital Room & Board Charge||100%|
|ICU Room & Board Charge||100%|
|Doctor Visits, X-rays, Prescriptions, Ambulance||100%|
|Emergency Medical Treatment of Pregnancy||$1,000 (per policy period)|
|Mental or Nervous Disorders||$2,500 (per policy period)|
|Physiotherapy/Physical Medicine/Chiropractic||$50 per visit per day (10 visits per policy period)|
|Dental Treatment||$250 (per policy period)|
|Deductible Options||(In Network-$0) $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000|
|Urgent Care Co-Pay||$30 (If the $0 deductible is chosen, there is no co-pay)|
|Co-Insurance||In Network-100% Out of Network- 80%-$5,000|
|Emergency Medical Evacuation||100%|
|Political/Natural Disaster Evacuation||$25,000|
|Repatriation of Remains||100%|
|Return of Minor Children or Travel Companion||$5,000|
|Trip Interruption||$5,000 per policy period (does not cover lost trip cost)|
|Lost Baggage||$1,000 (per policy period)|
|24/7 Emergency Assistance||Included|
|24-Hour AD&D||+$50,000, $100,000, $250,000, or $500,000|
|Athletic Sports Coverage||Optional- Some Sports Covered Refer to Optional Upgrades|
|Home Country/ Follow Me Home||$50,000|