Safe Travels USA Comprehensive plan details

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Plan Administrator
Trawick International

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Plan Validity
Coverage from 5 days to 1 year, renewable up to 2 years

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Deductibles
$0, $100, $250, $500, $1,000 or $2,500, $5000

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Maximum Coverage
50,000, $100,000, $250,000, $500,000 or $1,000,000

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Acute onset
Yes

Who is eligible?

Safe Travels USA Comprehensive plan provides accident and sickness medical coverage with Acute Onset of Medical Conditions to Non-US citizens who reside outside the USA and are traveling outside of their Home Country while visiting the United States or to the United States and Worldwide. Covered en-route to USA; while in the USA; and in countries while on the way to the USA or the way home as well as countries on the itinerary. Coverage can initially be purchased for a minimum of five (5) days up to a maximum of 365 days. If a minimum of 5 days is purchased, the coverage may be renewed, at the rates in force at the time of renewal, for up to 24 consecutive months.
This plan is not available to US Citizens or green card holders in the USA.

Coinsurance

In Network-100% Out of Network- 80%-$5,000

Acute Onset of a Pre-existing Condition

For ages up to and including 69 the limit is up to the Medical Policy Maximum purchased per Period of Coverage except for any coverage related to cardiac disease or conditions, which will be limited to $25,000 up to and including age 69 and $15,000 for ages 70 and above. Upon attaining ages 70-79 Acute Onset benefits will be reduced to a Maximum of $35,000, upon attaining age 80 Acute Onset benefits will be reduced to a Maximum of $15,000 with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Provides coverage for an Acute Onset of a Pre-Existing Condition. Any repeat/reoccurrence within the same policy period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage. A Pre-Existing Condition which is a chronic or congenital condition or that gradually becomes worse over time and/or known, scheduled, required, or expected medical care, drugs or treatments existing or necessary prior to the Effective Date are not considered to be an Acute Onset. This benefit covers only ONE (1) Acute Onset episode of a Pre-Existing condition. Sudden and Acute Onset of a Pre- Existing Condition Coverage expires upon medical advice that the condition and Onset is no longer acute or you are discharged from a medical facility.

Accidental Death & Dismemberment

$25,000

Policy cancellation and refund

100% refund for policies cancelled prior to the effective date; partial refund for policies cancelled after the effective date. All cancellations must be submitted in writing and are based on the date received.

Benefit Coverage
Emergency Medical & Hospitalization$50,000, $100,000, $250,000, $500,000 or $1,000,000
Acute Onset of a Pre-Existing ConditionIncluded
Hospital Room & Board Charge100%
ICU Room & Board Charge100%
Outpatient Medical100%
Doctor Visits, X-rays, Prescriptions, Ambulance100%
Emergency Medical Treatment of Pregnancy$1,000 (per policy period)
Mental or Nervous Disorders$2,500 (per policy period)
Physiotherapy/Physical Medicine/Chiropractic$50 per visit per day (10 visits per policy period)
Dental Treatment$250 (per policy period)
Deductible Options(In Network-$0) $0, $50, $100, $250, $500, $1,000, $2,500 or $5,000
Urgent Care Co-Pay$30 (If the $0 deductible is chosen, there is no co-pay)
Co-InsuranceIn Network-100% Out of Network- 80%-$5,000
Emergency Medical Evacuation100%
Political/Natural Disaster Evacuation$25,000
Repatriation of Remains100%
Local Burial/Cremation$5,000
Emergency Reunion$15,000
Return of Minor Children or Travel Companion$5,000
Trip Interruption$5,000 per policy period (does not cover lost trip cost)
Lost Baggage$1,000 (per policy period)
AD&D$25,000
24/7 Emergency AssistanceIncluded
Optional Upgrades
24-Hour AD&D+$50,000, $100,000, $250,000, or $500,000
Athletic Sports CoverageOptional- Some Sports Covered Refer to Optional Upgrades
Home Country/ Follow Me Home$50,000