Liaison Travel Series Insurance Details

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Plan Administrator
Seven Corners

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Plan Validity
Coverage from 5 days to 1 year

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Deductibles
$0, $100, $250, $500, $1,000 or $2,500, $5000

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Maximum Coverage
WORLDWIDE INCLUDING THE UNITED STATES
14 days to 69: $50,000; $100,000; $500,000; $1,000,000; $2,000,000; $5,000,000
Ages 70-79: $50,000
Ages 80+: $15,000
WORLDWIDE EXCLUDING THE UNITED STATES
14 days to 69: $50,000; $100,000; $500,000; $1,000,000; $2,000,000; $5,000,000
Ages 70-79: $50,000, $100,000
Ages 80+: $15,000

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Acute onset
Yes

Who is eligible?

All covered travelers must travel outside of their home country. United States citizens cannot buy a Liaison plan for travel to the United States and U.S. territories. What is my home country. For non-United States citizens, it is the country where Example: India, Chinacountry travelers visiting to USA.

Coinsurance

Economy plan Inside the United States:

  • IN PPO NETWORK
    We pay 80% of the first $5,000, then 100% to the medical maximum.
  • OUT OF PPO NETWORK
    We pay 70% of the first $5,000, then 100% to the medical maximum.

Choice plan Inside the United States:

  • IN PPO NETWORK
    We pay 90% of the first $5,000, then 100% to the medical maximum.
  • OUT OF PPO NETWORK
    We pay 80% of the first $5,000, then 100% to the medical maximum.

Elite plan Inside the United States:

  • IN PPO NETWORK
    We pay 100%
  • OUT OF PPO NETWORK
    We pay 90% of the first $5,000, then 100% to the medical maximum.

All plans Outside the United State

  • The plan pays 100%

Acute Onset of a Pre-existing Condition

Non-United States Residentsin the United States

Liaison Economy

  • Age 0-69: $15,000
  • Age 70 & over: $2,500

Liaison Choice

  • Age 0-69: $30,000
  • Age 70 & over: $5,000

Liaison Elite

  • Age 0-69: $50,000
  • Age 70 & over: $10,000

Accidental Death & Dismemberment

  • $25,000 primary insured & travel companion; $5,000 child
  • Aggregate limit of $250,000 for total number of insureds on plan

Common Carrier Accidental Death

  • $50,000 primary insured & travel companion; $10,000 child
  • Aggregate limit of $250,000 for total number of insureds on plan

Policy cancellation and refund

We will refund your payment if we receive your written request for a refund before your effective date of coverage. If your request is received after your effective date, the unused portion of the plan cost may be refunded minus a $25 cancellation fee, if you have not submitted any claims

Geographic Restrictions State Restrictions

  • We cannot accept an address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Country Restrictions - We cannot accept an address in Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
  • Destination Restrictions - We cannot cover trips to Islamic Republic of Iran and Syrian Arab Republic.

Plan  

Liaison Economy

Liaison Choice

Liaison Elite

BENEFITS
Coverage Length 5 days to 364 days 5 days to 364 days 5 days to 1,092 days
(Renewable up to 3 years)
Medical Maximum Options WORLDWIDE INCLUDING THE
UNITED STATES
14 days to 69: $50,000;
$100,000; $500,000; $1,000,000; $2,000,000;
$5,000,000 
Ages 70-79: $50,000
Ages 80+: $15,000

WORLDWIDE EXCLUDING THE
UNITED STATES
14 days to 69: $50,000;
$100,000; $500,000; $1,000,000; $2,000,000;
$5,000,000 
Ages 70-79: $50,000,
$100,000
Ages 80+: $15,000
WORLDWIDE INCLUDING THE
UNITED STATES
14 days to 69: $50,000;
$100,000; $500,000;
$1,000,000; $2,000,000;
$5,000,000 
Ages 70-79: $50,000
Ages 80+: $15,000

WORLDWIDE EXCLUDING THE
UNITED STATES
14 days to 69: $50,000;
$100,000; $500,000;
$1,000,000; $2,000,000;
$5,000,000 
Ages 70-79: $50,000,
$100,000
Ages 80+: $15,000
WORLDWIDE INCLUDING THE
UNITED STATES
14 days to 69: $50,000;
$100,000; $500,000;
$1,000,000; $2,000,000;
$5,000,000 
Ages 70-79: $50,000 
Ages 80+: $20,000

WORLDWIDE EXCLUDING THE
UNITED STATES
14 days to 69: $50,000;
$100,000; $500,000;
$1,000,000; 
$2,000,000; $5,000,000 
Ages 70-79: $50,000,
$100,000
Ages 80+: $20,000
Deductible Options (You pay) $0; $100; $250; $500; $1,000;
$2,500, $5,000
$0; $100; $250; $500; $1,000;
$2,500, $5,000
$0; $100; $250; $500; $1,000;
$2,500, $5,000
Coinsurance Options Outside the United States The plan pays 100% The plan pays 100% The plan pays 100%
Coinsurance Options Inside the United States (The plan pays) IN PPO NETWORK 
We pay 80% of the first $5,000, 
then 100% to the medical maximum.

OUT OF PPO NETWORK
We pay 70% of the first $5,000, then 100% to the medical maximum.
IN PPO NETWORK 
We pay 90% of the first $5,000, then 100% to the medical maximum.

OUT OF PPO NETWORK 
We pay 80% of the first $5,000, then 100% to the medical maximum.
IN PPO NETWORK 
We pay 100%.

OUT OF PPO NETWORK 
We pay 90% of the first $5,000, then 100% to the medical maximum.
MEDICAL BENEFITS
Inside the United States failure to get pre-certification for treatment will result in a 25% penalty; penalty does not apply to emergencies.
Hospital Room & Board, 
Inpatient Hospital Services, Outpatient Hospital/Clinic Services, Emergency Room, Doctor's Office Visits, Prescription Drugs
Usual, Reasonable and Customary to medical maximum Usual, Reasonable and Customary to medical maximum Usual, Reasonable and Customary to medical maximum
Home Healthcare $2,500 $2,500 $2,500
Local Ambulance Benefit $5,000 $10,000 Medical maximum
Hospital Indemnity (outside the United States & Canada) $100/night to a maximum of 30 days (per occurrence) $150/night to a maximum of 30 days (per occurrence) $250/night to a maximum of 30 days (per occurrence)
Coma Benefit $10,000 
$25,000 
$50,000 
Extension of Benefits to Home Country $5,000 $10,000 $20,000
Incidental Trips to Home Country $5,000 $5,000 $10,000 $20,000
Waiver of Pre-existing Condition: United States Residents outside the United States Age 0-69:  $25,000 Age 70 & over:  $5,000 Age 0-69:  $50,000, Age 70 & over:  $10,000 WITH A PRIMARY HEALTH PLAN
Age 0-64 To the medical maximum

WITHOUT A PRIMARY HEALTH PLAN

Age 0-64 Up to $50,000 / Ages 65+ $2,500
Acute Onset of a 
Pre-existing Condition: Non-United States Residents in the United States
Age 0-69: $15,000
Age 70 & over: $2,500
Age 0-69: $30,000
Age 70 & over: $5,000
Age 0-69: $50,000
Age 70 & over: $10,000
DENTAL BENEFITS
Dental - Sudden Relief of Pain $100 $200 $250
Dental - Accident $500 $5,000 Medical maximum
EMERGENCY SERVICES AND ASSISTANCE
Emergency Medical Evacuation & Repatriation $250,000 
(separate from the medical maximum)
$500,000 
(separate from the medical maximum)
$1000,000 
(separate from the medical maximum)
Emergency Medical Reunion Up to $200 per day / $25,000 maximum Up to $200 per day / $50,000 maximum Up to $200 per day / $100,0000 maximum
Return of Child(ren) $25,000 $50,000 $100,000
Return of Mortal Remains $25,000 $50,000 $100,000
Local Burial / Cremation $5,000 $5,000 $5,000
Natural Disaster Evacuation $25,000 $50,000 $100,000
Natural Disaster Daily Benefit $50/day, 5-day limit $100/day, 5-day limit $250/day, 10-day limit
Political Evacuation & Repatriation $25,000 $50,000 $100,000
Felonious Assault $5,000 
(separate from the medical maximum)
$5,000 
(separate from the medical maximum)
$5,000 
(separate from the medical maximum)
Terrorism $25,000 $50,000 Medical maximum
24/7 Travel Assistance Services Included Included Included
AD&D
Accidental Death and Dismemberment (AD&D) $10,000 primary insured & travel companion; $2,500 child Aggregate limit of $250,000 
for total number of insureds on plan
$25,000 primary insured & travel companion; $5,000 child Aggregate limit of $250,000 
for total number of insureds on plan
$50,000 plan participant & travel companion; $10,000 child Aggregate limit of $250,000 
for total number of insureds on plan
Common Carrier Accidental Death $20,000 primary insured & travel companion; $5,000 child Aggregate limit of $250,000 
for total number of insureds on plan
$50,000 primary insured & travel companion; $10,000 child Aggregate limit of $250,000 
for total number of insureds on plan
$100,000 plan participant & travel companion; $20,000 child Aggregate limit of $250,000 
for total number of insureds on plan
TRIP DELAY AND INTERRUPTION
Loss of Checked Luggage $50 per article
$250 per occurrence maximum
$50 per article 
$500 per occurrence maximum
$50 per article
$1,000 per occurrence maximum
Trip Interruption $2,500 $5,000 $10,000
Personal liability $25,000 $50,000 $100,000
OPTIONAL COVERAGE
Hazardous Sports Up to medical maximum Up to medical maximum Up to medical maximum